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Representative Example for Hire Purchase (HP): Payable by 60 payments of £22.91. Payments are based on a duration of agreement of 60 months, a Cash Price of £39,995.00, with a deposit of £38,995.00 leaving an amount of credit of £1,000.00. The agreement is calculated using a fixed rate of interest of 7.49% per year resulting in Representative 14.40% APR and a total amount payable of £40,379.60 The representative example includes an estimated option to purchase fee of £10.00. We act as a credit broker, not a lender.